Disclaimer

1. Not Financial Advice

The information and calculators provided on LoanAndSavings.com are for educational and informational purposes only. They are not intended to be, and should not be construed as, professional financial advice, investment advice, or any other type of advice.

2. Calculator Accuracy

While we strive to provide accurate calculators using standard financial formulas, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the calculations or results.

• Calculations are based on standard formulas and may not reflect all variables in real-world scenarios
• Interest rates, fees, and other factors may change over time and affect actual results
• Results may vary based on specific lender terms, market conditions, and individual circumstances
• We do not guarantee the accuracy of any calculations or their applicability to your situation

3. No Warranties

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, LoanAndSavings.com excludes all representations, warranties, conditions, and terms relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose, and/or the use of reasonable care and skill).

4. Limitation of Liability

In no event shall LoanAndSavings.com, its officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the website or any financial decisions made based on our calculators.

5. Third-Party Content and Links

Our website may contain links to third-party websites or services that are not owned or controlled by LoanAndSavings.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

6. Market Conditions

Financial markets and conditions are subject to change without notice. Past performance does not guarantee future results. Interest rates, inflation, economic conditions, and other factors can significantly impact the accuracy of any financial projections or calculations.

7. Regulatory Compliance

Our calculators are designed for general educational purposes and may not comply with all regulatory requirements in your jurisdiction. Users are responsible for ensuring compliance with applicable laws and regulations in their area.

8. User Responsibility

You acknowledge and agree that:

• You are solely responsible for any financial decisions you make
• You will not rely solely on our calculators for important financial decisions
• You will seek professional advice when appropriate
• You understand the limitations and assumptions of our calculators
• You will verify all calculations independently if needed

9. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on this page. Your continued use of the website after any changes constitutes acceptance of the new disclaimer.

10. Governing Law

This disclaimer is governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from this disclaimer shall be subject to the exclusive jurisdiction of the courts in the United States.

11. Contact Information

If you have any questions about this disclaimer, please contact us: