Terms & Conditions

Last updated: October 9, 2025

Agreement to Terms

By accessing and using LoanAndSavings.com, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

1. Use License

Permission is granted to temporarily download one copy of the materials on LoanAndSavings.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials
  • use the materials for any commercial purpose or for any public display (commercial or non-commercial)
  • attempt to decompile or reverse engineer any software contained on the website
  • remove any copyright or other proprietary notations from the materials

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

2. Disclaimer

The materials on LoanAndSavings.com are provided on an 'as is' basis. LoanAndSavings.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Financial Advice Disclaimer

The calculators and information provided on this website are for educational and informational purposes only. They should not be considered as professional financial advice. Always consult with a qualified financial advisor before making any financial decisions.

3. Limitations

In no event shall LoanAndSavings.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on LoanAndSavings.com, even if LoanAndSavings.com or a LoanAndSavings.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

4. Accuracy of Materials

The materials appearing on LoanAndSavings.com could include technical, typographical, or photographic errors. LoanAndSavings.com does not warrant that any of the materials on its website are accurate, complete, or current. LoanAndSavings.com may make changes to the materials contained on its website at any time without notice. However, LoanAndSavings.com does not make any commitment to update the materials.

5. Links

LoanAndSavings.com has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by LoanAndSavings.com of the site. Use of any such linked website is at the user's own risk.

6. Modifications

LoanAndSavings.com may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

7. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

8. User Conduct

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates any applicable federal, state, local, or international law or regulation
  • Transmit, or procure the sending of, any advertising or promotional material without our prior written consent
  • Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
  • Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website

9. Intellectual Property Rights

The website and its original content, features, and functionality are and will remain the exclusive property of LoanAndSavings.com and its licensors. The website is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

10. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the website will cease immediately.

11. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Website: LoanAndSavings.com
Email: legal@loanandsavings.com
Last Updated: October 9, 2025

Important Notice

These Terms & Conditions constitute a legally binding agreement between you and LoanAndSavings.com. By using our website, you acknowledge that you have read, understood, and agree to be bound by these terms.