Privacy Policy
Last updated: September 18, 2025
Our Commitment to Privacy
At LoanAndSavings.com, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our financial calculators.
Information We Collect
Personal Information
We do not collect, store, or process any personal financial information. All calculations are performed locally in your browser, ensuring complete privacy and security of your financial data.
Automatically Collected Information
- Usage Data: We may collect anonymous usage statistics to improve our services
- Device Information: Browser type, operating system, and device characteristics
- Log Data: IP address, pages visited, time spent on pages, and referral sources
- Cookies: We use cookies to enhance your experience and for analytics purposes
Third-Party Services
We use Google AdSense to display advertisements on our website. Google may use cookies and similar technologies to serve ads based on your visits to our site and other sites on the Internet.
How We Use Your Information
- To provide and maintain our financial calculator services
- To improve our website functionality and user experience
- To analyze usage patterns and optimize our content
- To display relevant advertisements through Google AdSense
- To comply with legal obligations and protect our rights
Data Security
We implement appropriate security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.
Local Processing
All financial calculations are performed locally in your browser. We never transmit, store, or have access to your financial data, ensuring complete privacy and security.
Cookies and Tracking
We use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences.
Types of Cookies We Use
- Essential Cookies: Necessary for website functionality
- Analytics Cookies: Help us understand how visitors use our site
- Advertising Cookies: Used by Google AdSense to serve relevant ads
Google AdSense
Our website uses Google AdSense, a web advertising service provided by Google Inc. Google AdSense uses cookies to serve ads on our site and may use information about your visits to this and other websites to provide advertisements about goods and services of interest to you.
Your Choices
You can opt out of personalized advertising by visiting Google's Ads Settings page athttps://www.google.com/settings/ads
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.
Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access your personal information
- The right to correct inaccurate information
- The right to delete your personal information
- The right to restrict processing of your information
- The right to data portability
- The right to object to processing
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Website: LoanAndSavings.com
Email: privacy@loanandsavings.com
Last Updated: September 18, 2025
Important Disclaimer
This Privacy Policy applies only to our website and services. It does not apply to third-party websites or services that may be linked from our site. We are not responsible for the privacy practices of other websites or services.